/* ============================================================
   Corporate Structure Solutions — Version 3
   Premium editorial design system, fully self-contained
   (no external font/CDN dependency) plus the Insights section.
   ============================================================ */

:root {
  --ink: #10202f;
  --ink-2: #182b3d;
  --paper: #f6f4ee;
  --paper-2: #efece2;
  --white: #ffffff;
  --line: #ddd7c8;
  --line-dark: #2b3d4f;
  --gold: #a1823f;
  --gold-light: #c7a968;
  --text: #1c2a35;
  --text-muted: #5c6b74;
  --text-on-ink: #e9e6dc;
  --text-on-ink-muted: #9fb0bc;

  --font-head: Georgia, "Times New Roman", serif;
  --font-body: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;

  --max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--text);
  background: var(--paper);
  line-height: 1.7;
  font-size: 16px;
}

img, svg { max-width: 100%; display: block; }

h1, h2, h3, h4 {
  font-family: var(--font-head);
  font-weight: 500;
  color: var(--ink);
  line-height: 1.15;
  margin: 0 0 0.5em;
  letter-spacing: -0.01em;
}

h1 { font-size: clamp(2.4rem, 5vw, 4.2rem); font-weight: 400; }
h2 { font-size: clamp(1.7rem, 3.4vw, 2.6rem); font-weight: 400; }
h3 { font-size: 1.3rem; font-weight: 500; }

p { margin: 0 0 1.1em; color: var(--text-muted); }

a { color: var(--ink); text-decoration: none; }

.container {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 32px;
}

.section { padding: 100px 0; }
.section--tight { padding: 60px 0; }
.section--ink { background: var(--ink); color: var(--text-on-ink); }
.section--ink p { color: var(--text-on-ink-muted); }
.section--ink h2, .section--ink h3 { color: var(--white); }
.section--paper2 { background: var(--paper-2); }

.eyebrow {
  display: flex;
  align-items: center;
  gap: 14px;
  font-family: var(--font-body);
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.4em;
}
.eyebrow::before {
  content: "";
  width: 34px;
  height: 1px;
  background: var(--gold);
}

.lede { font-size: 1.2rem; max-width: 640px; color: var(--text-muted); }
.section--ink .lede { color: var(--text-on-ink-muted); }

/* ---------- Links / buttons ---------- */
.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-weight: 600;
  font-size: 0.95rem;
  letter-spacing: 0.02em;
  color: var(--ink);
  border-bottom: 1px solid var(--ink);
  padding-bottom: 3px;
}
.link-arrow:hover { color: var(--gold); border-color: var(--gold); }
.link-arrow--light { color: var(--white); border-color: rgba(233,230,220,0.5); }
.link-arrow--light:hover { color: var(--gold-light); border-color: var(--gold-light); }

.btn-row { display: flex; gap: 40px; flex-wrap: wrap; align-items: center; }

.btn {
  display: inline-block;
  padding: 15px 34px;
  font-weight: 600;
  font-size: 0.92rem;
  letter-spacing: 0.03em;
  text-transform: uppercase;
  border: 1px solid var(--ink);
  color: var(--ink);
  background: transparent;
  cursor: pointer;
  transition: background 0.2s ease, color 0.2s ease, border-color 0.2s ease;
}
.btn:hover { background: var(--ink); color: var(--paper); }
.btn--light { border-color: rgba(233,230,220,0.6); color: var(--white); }
.btn--light:hover { background: var(--white); color: var(--ink); }
.btn--gold { border-color: var(--gold); color: var(--ink); background: var(--gold-light); }
.btn--gold:hover { background: var(--gold); border-color: var(--gold); color: var(--ink); }

/* ---------- Header ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(246,244,238,0.92);
  backdrop-filter: blur(6px);
  border-bottom: 1px solid var(--line);
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 32px;
  max-width: var(--max);
  margin: 0 auto;
}
.nav__logo { display: flex; align-items: center; gap: 14px; }
.nav__mark { height: 48px; width: auto; }
.nav__wordmark {
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 1.1rem;
  line-height: 1.2;
  color: var(--ink);
}
.nav__wordmark em {
  display: block;
  font-style: normal;
  font-weight: 600;
  font-size: 0.68rem;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--gold);
  margin-top: 3px;
}

.nav__links {
  display: flex;
  align-items: center;
  gap: 38px;
  list-style: none;
  margin: 0;
  padding: 0;
}
.nav__links a {
  color: var(--ink);
  font-weight: 500;
  font-size: 0.88rem;
  letter-spacing: 0.03em;
  text-transform: uppercase;
  padding: 6px 0;
  border-bottom: 1px solid transparent;
}
.nav__links a:hover,
.nav__links a[aria-current="page"] { border-bottom-color: var(--gold); color: var(--gold); }
.nav__links li:last-child a {
  border: 1px solid var(--ink);
  padding: 9px 20px;
}
.nav__links li:last-child a:hover { background: var(--ink); color: var(--paper); }

.nav__toggle { display: none; background: none; border: none; cursor: pointer; padding: 8px; }
.nav__toggle span { display: block; width: 26px; height: 1px; margin: 6px 0; background: var(--ink); }

@media (max-width: 860px) {
  .nav__toggle { display: block; }
  .nav__links {
    position: absolute; top: 100%; left: 0; right: 0;
    background: var(--paper);
    flex-direction: column; align-items: flex-start; gap: 0;
    border-bottom: 1px solid var(--line);
    max-height: 0; overflow: hidden; transition: max-height 0.25s ease;
  }
  .nav__links.is-open { max-height: 460px; }
  .nav__links li { border-top: 1px solid var(--line); width: 100%; }
  .nav__links a { display: block; padding: 16px 32px; border-bottom: none; }
  .nav__links li:last-child a { border: none; }
}

/* ---------- Hero ---------- */
.hero {
  background: var(--ink);
  color: var(--white);
  position: relative;
}
.hero .container { padding-top: 140px; padding-bottom: 140px; }
.hero--page .container { padding-top: 90px; padding-bottom: 90px; }
.hero h1 { color: var(--white); }
.hero .eyebrow { color: var(--gold-light); }
.hero .eyebrow::before { background: var(--gold-light); }
.hero-lede { max-width: 620px; color: var(--text-on-ink-muted); font-size: 1.2rem; margin-bottom: 2.2em; }

.hero__rule { width: 64px; height: 2px; background: var(--gold); margin: 0 0 2em; }

/* ---------- Numbered editorial rows ---------- */
.numlist { border-top: 1px solid var(--line); }
.section--ink .numlist { border-top-color: var(--line-dark); }

.numrow {
  display: grid;
  grid-template-columns: 90px 1fr;
  gap: 32px;
  padding: 40px 0;
  border-bottom: 1px solid var(--line);
}
.section--ink .numrow { border-bottom-color: var(--line-dark); }
.numrow__num {
  font-family: var(--font-head);
  font-size: 1.6rem;
  color: var(--gold);
}
.numrow h3 { margin-bottom: 0.35em; }
.numrow p { margin-bottom: 0; max-width: 640px; }
.numrow ul { color: var(--text-muted); padding-left: 1.1em; max-width: 640px; }
.section--ink .numrow ul { color: var(--text-on-ink-muted); }
.numrow li { margin-bottom: 0.5em; }

.numrow--link { display: block; text-decoration: none; transition: padding-left 0.2s ease; }
.numrow--link:hover { padding-left: 8px; }
.numrow--link:hover h3 { color: var(--gold); }

@media (max-width: 640px) {
  .numrow { grid-template-columns: 1fr; gap: 10px; }
}

/* ---------- Four-column capability strip ---------- */
.capgrid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border-top: 1px solid var(--line);
  border-left: 1px solid var(--line);
}
.section--ink .capgrid { border-color: var(--line-dark); }
.capgrid__item {
  padding: 36px 30px;
  border-right: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.section--ink .capgrid__item { border-color: var(--line-dark); }
.capgrid__icon { width: 28px; height: 28px; color: var(--gold); margin-bottom: 14px; }
.capgrid__item h3 { font-size: 1.05rem; margin-bottom: 0.4em; }
.capgrid__item p { font-size: 0.92rem; margin-bottom: 0; }
@media (max-width: 900px) { .capgrid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 540px) { .capgrid { grid-template-columns: 1fr; } }

/* ---------- Pull quote ---------- */
.pullquote {
  font-family: var(--font-head);
  font-weight: 400;
  font-style: italic;
  font-size: clamp(1.5rem, 3vw, 2.3rem);
  color: var(--white);
  line-height: 1.35;
  max-width: 880px;
  margin: 0;
}
.pullquote cite {
  display: block;
  margin-top: 28px;
  font-family: var(--font-body);
  font-style: normal;
  font-size: 0.82rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--gold-light);
}

.quote-trio { display: grid; grid-template-columns: repeat(3, 1fr); gap: 40px; }
@media (max-width: 860px) { .quote-trio { grid-template-columns: 1fr; } }
.quote-trio blockquote {
  margin: 0;
  padding-top: 20px;
  border-top: 1px solid var(--gold);
  font-family: var(--font-head);
  font-style: italic;
  font-size: 1.2rem;
  color: var(--ink);
}

/* ---------- Process steps ---------- */
.process { display: grid; grid-template-columns: repeat(3, 1fr); gap: 48px; }
@media (max-width: 860px) { .process { grid-template-columns: 1fr; } }
.process__step .numrow__num { display: block; margin-bottom: 0.3em; }

/* ---------- Checklist ---------- */
.checklist-card {
  background: var(--white);
  border: 1px solid var(--line);
  padding: 44px;
  margin-bottom: 40px;
}
.checklist-progress {
  height: 2px;
  background: var(--line);
  margin: 20px 0 32px;
}
.checklist-progress__bar { height: 100%; width: 0%; background: var(--gold); transition: width 0.2s ease; }

.checklist-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 16px 0;
  border-top: 1px solid var(--line);
}
.checklist-item:first-of-type { border-top: none; }
.checklist-item input[type="checkbox"] {
  margin-top: 4px; width: 17px; height: 17px;
  accent-color: var(--gold);
  flex-shrink: 0;
}
.checklist-item label { cursor: pointer; }
.checklist-item label strong { color: var(--ink); display: block; font-family: var(--font-head); font-weight: 500; font-size: 1.02rem; }
.checklist-item.is-checked label strong { color: var(--gold); }

.checklist-actions { display: flex; align-items: center; gap: 20px; flex-wrap: wrap; margin-top: 12px; }

.disclaimer {
  font-size: 0.88rem;
  color: var(--text-muted);
  background: var(--paper-2);
  border-left: 2px solid var(--gold);
  padding: 20px 26px;
}

/* ---------- Contact ---------- */
.contact-grid { display: grid; grid-template-columns: 0.9fr 1.3fr; gap: 64px; }
@media (max-width: 860px) { .contact-grid { grid-template-columns: 1fr; } }

.contact-info__item { margin-bottom: 30px; padding-bottom: 26px; border-bottom: 1px solid var(--line); }
.contact-info__item h3 { font-size: 0.78rem; letter-spacing: 0.08em; text-transform: uppercase; color: var(--gold); margin-bottom: 0.5em; font-family: var(--font-body); font-weight: 600; }
.contact-info__item p { margin-bottom: 0; font-size: 1.1rem; color: var(--ink); font-family: var(--font-head); }

.form-group { margin-bottom: 26px; }
.form-group label { display: block; font-size: 0.8rem; letter-spacing: 0.05em; text-transform: uppercase; color: var(--text-muted); margin-bottom: 8px; }
.form-group input, .form-group textarea {
  width: 100%;
  padding: 10px 2px;
  border: none;
  border-bottom: 1px solid var(--line);
  border-radius: 0;
  background: transparent;
  font-family: var(--font-body);
  font-size: 1.02rem;
  color: var(--text);
}
.form-group input:focus, .form-group textarea:focus { outline: none; border-bottom-color: var(--gold); }
.form-note { font-size: 0.85rem; color: var(--text-muted); margin-top: 14px; }
.form-success {
  display: none;
  border-left: 2px solid var(--gold);
  background: var(--paper-2);
  padding: 16px 20px;
  color: var(--ink);
  margin-top: 20px;
  font-weight: 500;
}
.form-success.is-visible { display: block; }

/* ---------- CTA band ---------- */
.cta-band { text-align: left; }
.cta-band h2 { color: var(--white); }

/* ---------- Footer ---------- */
.site-footer {
  background: var(--ink);
  color: var(--text-on-ink-muted);
  padding: 72px 0 32px;
}
.footer-grid {
  display: grid;
  gap: 40px;
  grid-template-columns: 2fr 1fr 1fr;
  margin-bottom: 48px;
}
@media (max-width: 700px) { .footer-grid { grid-template-columns: 1fr; } }
.site-footer h4 { color: var(--white); font-size: 0.8rem; letter-spacing: 0.08em; text-transform: uppercase; margin-bottom: 18px; font-family: var(--font-body); font-weight: 600; }
.site-footer a { color: var(--text-on-ink-muted); }
.site-footer a:hover { color: var(--gold-light); }
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer li { margin-bottom: 10px; }
.footer-brand { display: flex; align-items: center; gap: 14px; margin-bottom: 18px; }
.footer-mark { height: 48px; width: auto; }
.footer-wordmark {
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 1.05rem;
  line-height: 1.2;
  color: var(--white);
}
.footer-wordmark em {
  display: block;
  font-style: normal;
  font-weight: 600;
  font-size: 0.66rem;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--gold-light);
  margin-top: 3px;
}
.footer-bottom {
  border-top: 1px solid var(--line-dark);
  padding-top: 26px;
  font-size: 0.82rem;
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 10px;
}

/* ---------- Grid (used by Insights cards) ---------- */
.grid {
  display: grid;
  gap: 24px;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
}

/* ---------- Insights / articles ---------- */
.tag-pill {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--white);
  background: var(--ink);
  border: 1px solid var(--ink);
  border-radius: 999px;
  padding: 5px 14px;
  margin-bottom: 16px;
}

.post-meta {
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-bottom: 0;
}
.card .post-meta { margin-top: 12px; }

.card {
  background: var(--white);
  border: 1px solid var(--line);
  padding: 30px;
  transition: border-color 0.2s ease;
}
.card:hover { border-color: var(--gold); }
.card--link:hover h3 { color: var(--gold); }
.card h3 { font-size: 1.15rem; }
.card p { font-size: 0.95rem; }

.article {
  max-width: 700px;
  margin: 0 auto;
}
.article h1 { margin-bottom: 0.3em; }
.article__meta {
  color: var(--text-muted);
  font-size: 0.9rem;
  margin-bottom: 2.2em;
}
.article p { color: var(--text); font-size: 1.05rem; }
.article p.lede { color: var(--text-muted); font-family: var(--font-head); font-style: italic; font-size: 1.2rem; }
.article ol, .article ul { color: var(--text); padding-left: 1.3em; }
.article li { margin-bottom: 0.8em; }
.article .callout {
  border-left: 2px solid var(--gold);
  background: var(--paper-2);
  padding: 24px 28px;
  margin: 32px 0;
}
.article .callout--quote {
  font-family: var(--font-head);
  font-style: italic;
  font-size: 1.15rem;
  color: var(--ink);
  margin: 0;
}

.back-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-weight: 600;
  font-size: 0.85rem;
  letter-spacing: 0.03em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 20px;
}

.post-nav {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  padding-top: 32px;
  margin-top: 48px;
  border-top: 1px solid var(--line);
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
  font-size: 0.9rem;
}
.post-nav a { font-weight: 600; }
.post-nav a:hover { color: var(--gold); }

.text-center { text-align: center; }